First Time Home Buyer

Being a first time home buyer is absolutely thrilling—but it also raises many questions about the home buying process. Rest assured—CENTURY 21 DREAMS INC. is here to help.

If you are a first time home buyer looking to buy a home in Oakville, Mississauga, Burlington, Milton, Kitchener Waterloo, Guelph, Toronto, or Hamilton, then turn to CENTURTY 21 DREAMS INC. to help you chart the real estate waters of everything from the mortgage pre-approval process to signing on closing day.

Benefits for First Time Home Buyers

If you desire to buy a home in Oakville, Mississauga, Burlington, Milton, Kitchener Waterloo, Guelph, Toronto, or Hamilton and you are a first time home buyer then it is essential that you first research what incentives are currently available for first time home buyers. More often than not, a first time home buyer can obtain a mortgage pre-approval for home loans with significantly reduced down payment requirements.

Knowing the types of loan for which you can obtain a mortgage pre-approval and understanding the down payment requirement is essential to making sure you have enough money saved up to pay the down payment and other associated fees at the closing table when you buy a home in Oakville, Mississauga, Burlington, Milton, Kitchener Waterloo, Guelph, Toronto, or Hamilton.

Use a Mortgage Payment Calculator to Determine How Much Home You Can Afford

If you are a first time home buyer, then you more than likely have no idea how much of a home you can afford. With the help of CENTURY 21 DREAMS INC.’s professionals and the mortgage payment calculator, you can quickly obtain an estimate of your monthly mortgage payments when you are looking to buy a home in Oakville, Mississauga, Burlington, Milton, Kitchener Waterloo, Guelph, Toronto, or Hamilton.

Using the online mortgage payment calculator is simple and can help you quickly narrow down the homes that fit into your budget. By imputing all pertinent information, you can determine your monthly mortgage costs. The mortgage payment calculator information, coupled with working with the experts at CENTURY 21 DREAMS INC. to help you determine how much of a home you can afford, is one of the first steps in the home buying process.

Tips for First-Time Home Buyers

Below are three essential tips for a first time home buyer looking to buy a home in Oakville, Mississauga, Burlington, Milton, Kitchener Waterloo, Guelph, Toronto, or Hamilton.

Tip #1: Obtain a mortgage pre-approval

Tip #2: Utilize a mortgage payment calculator to determine how much of a home you can afford

Tip #3: Remain patient—wait until you find the perfect home instead of settling straightaway

When looking to buy your first home, allow the experts at CENTURY 21 DREAMS INC. to guide you through the real estate waters.